Common questions.
24 answers, organized by where you are in your journey, from discovery to the security of your data. Another question? Email us at admin@vyzor.fr.
The essentials
Understand VYZOR in two minutes.
VYZOR is a financial copilot for business owners, CFOs and accountants. It turns your accounting data into clear financial management: automated reporting, cash forecasts and alerts ranked by impact in euros, all summed up in a Vyzor Score you can read in seconds.
First and foremost, owners of SMEs who use Pennylane and want to run their finances without being finance experts. Vyzor also serves CFOs (in-house, outsourced or fractional) who want to save time on reporting, and accountants who want to offer their clients real financial management.
No. The Vyzor Score sums up the company's financial health as a score out of 100, alerts are ranked by impact in euros so you know what to handle first, and the AI assistant answers your questions in plain language.
No. VYZOR doesn't keep your books: it builds on the bookkeeping your accounting firm produces and turns it into a management tool. It is also co-designed with accounting professionals to strengthen the advisory relationship between firms and their clients.
VYZOR is in early access (beta), built together with its first users: you get new features first, and your feedback directly shapes the product. Request access using the form at the bottom of the page.
Getting started
Connect your data and get started.
Two options, with no re-entry at all. Through a read-only connector with Pennylane (MyUnisoft and Odoo are being finalized). Or by importing files from your Documents area: FEC (French standard ledger export), Excel (.xlsx, .csv) or a tax return (liasse fiscale) PDF. The data is then structured automatically.
File import takes over: all accounting software used in France can export a FEC, a mandatory legal format. Bank connections are in the works.
A few minutes. From the first sync, your indicators and your Vyzor Score are calculated and ready to use.
You sync your data in one click, whenever you want. Automatic daily sync is coming soon.
Management & analysis
What VYZOR calculates and produces for you.
More than 35 key indicators: revenue, EBITDA (gross operating surplus), working capital, DSO / DPO, cash, ROE, ROCE, solvency… All are summarized in the Vyzor Score.
It's a composite score from 0 to 100 that combines four dimensions: profitability, solvency, liquidity and efficiency. A single benchmark to see where the company stands at a glance and track its progress over time.
They rely on precise business rules, with no approximation, and are ranked by impact in euros: you deal first with what really weighs on your results.
Yes. VYZOR projects your cash position, estimates your burn rate and calculates your runway in months.
Yes. Import your budget (Excel, by fiscal year): VYZOR compares actuals to budget line by line, using the same KPI formulas. A toggle lets you switch the reference between the prior year and the budget.
Yes. VYZOR positions your indicators against industry benchmarks drawn from INSEE public data (ESANE).
It answers your questions about your KPIs, your cash and your taxes (VAT, corporate tax). For complex topics, it convenes a “Council” of several areas of expertise (analyst, treasurer, legal counsel and strategist) who cross-check their views on your situation.
Yes. From any dashboard, the AI drafts a report based on the indicators shown. You review it, adjust the tone (professional, warm or concise) and send it from your own Gmail address, with the PDF report attached. Connecting Gmail takes one click and can be revoked at any time.
Accounting firms
Manage a whole portfolio of client files.
Yes. The portfolio view shows all your client files, with each one's sync status visible at a glance, with no limit on the number.
No. Firm accounts and business-owner accounts are independent and kept separate: your work on the firm side is not visible to your clients.
Security & privacy
Your data stays yours.
It is encrypted and hosted in the European Union, on SOC 2 and ISO 27001 compliant infrastructure.
See our security commitments →No, never. VYZOR accesses your data in read-only mode: it analyzes it, but never writes, changes or deletes anything.
No. Your data is never used to train models and is never shared with any third party. Names are pseudonymized before the AI generates any content.
Only the aggregates of the client file you are viewing, never the raw accounting entries or data from another file.
At any time: the “Disconnect” button in your Documents area, or revoking access from your accounting software, cuts off access immediately. History that has already been calculated remains available.
Be one of the first 10 to shape Vyzor.
Once they're taken, the beta closes.
- 01A complete financial diagnostic of your company, at the first meeting≈ 400 €
- 02Your reporting, your 12-month cash forecast and your alerts, kept up to date by Vyzor≈ €750 / month
- 03Your data connected together with you, over video callIncluded
- 04A direct line to the founders, your feedback in the roadmapIncluded
- 05Your preferential rate locked in for life after the betaIncluded
Our commitment: if at the first meeting we don't show you at least one concrete lever on your cash or your margins, we'll tell you so and stop there.
Values estimated from the rate of an outsourced CFO (€750 to €1,350 per day excl. VAT, 2 to 3 days per month in a small SME, i.e. €1,200 to €5,000 per month excl. VAT, according to Comet One and KNP Finance): the diagnostic is equivalent to half a day and the monthly follow-up to about one day, the share of time CFOs spend producing reporting.